A mountain of research shows that ethnic and racial minorities in the United States are not as wealthy or financially secure as their White counterparts. They make less, are more likely to be the targets of predatory lending, and are less likely to have access to commercial credit or invest in securities of all kinds.

Charles Stephen advisor Jeremy Aguilar talks what he experienced in his ten-plus years of interacting with Hispanic customers in banks, automobile sales and credit unions, and in his own life growing up in El Paso, Texas.