Steve founded Charles Stephen in 1983 with the late Charles Severino. Their shared vision was to help clients manage their finances with the goal of helping them live their lives the way they wanted. Together Chuck and Steve grew the firm into one of the leading financial planning firms in the Southwest. 

Steve has been a financial planner for over 40 years, one of the very first in the United States to be licensed as a Certified Financial Planner (license no. 70). His depth of experience in financial and income planning, retirement planning, investment strategies, risk management, and business succession planning make him uniquely suited to create unique paths to security for any professional and personal circumstance.

In the wake of Charles Severino’s sudden and untimely passing in 2004, Steve wrote “When a Partner Dies”, using his own experience as a framework for other business owners with transition and succession planning. Steve’s story and expertise have been featured in the New York Times, The Wall Street Journal, Barron’s and other business publications.

Born and raised in Chicago, Steve came West in the 1970s and played football at the United States Air Force Academy and the University of New Mexico, where he received his bachelor’s and master’s degrees in business administration. He and his wife, Marian, have been deeply involved in the Albuquerque community, where they raised their three children.

In 2021, Steve turned over day-to-day management of Charles Stephen to his son, Adam Ciepiela, and Kelly Famiglietta, while remaining as a guiding force in the firm’s growth and advising a select group of clients.

LICENSES AND CERTIFICATIONS

• Certified Financial Planner®
• Certified Retirement Counselor®
• Accredited Investment Fiduciary™
• Series 7
• Series 66
• National Social Security Advisor®
• Investment Advisor Representative, the AmeriFlex Group

AWARDS AND CITATIONS

• Top 200 financial planners, Money Magazine
• Top wealth manager, Wealth Manager Magazine
• Albuquerque Chamber of Commerce Harry E. Kinney Good Neighbor Award
• Erna S. Fergusson Award, University of New Mexico
• Zia Award, University of New Mexico

COMMUNITY INVOLVEMENT

• Ambassador and Instructor, Junior Achievement New Mexico
• Vice Chairman, Lobo Development Corporation
• Former Board Chairman, Roadrunner Food Bank
• Former President, UNM Alumni Association

Adam heads the wealth management practice at Charles Stephen, working with individuals and families to create the strategies and structures required for preserving and growing wealth. He also directs the firm’s business operations and relationships with third-party asset managers and other vendors.

Adam has a special interest in advising younger people to start planning early and takes every opportunity to speak to groups about financial wellness and security.

LICENSES AND CERTIFICATIONS

• Certified Retirement Counselor®
• Accredited Investment Fiduciary™
• Series 7
• Series 66
• National Social Security Advisor®
• Investment Advisor Representative, the AmeriFlex Group
• Behavioral Financial Advisor™

AWARDS AND CITATIONS

• 40 Under 40, Albuquerque Business First
• AssetMark Community Inspiration Award

COMMUNITY INVOLVEMENT

• Board Chairman, Junior Achievement New Mexico
• Board of Directors, Albuquerque Museum Foundation

With over 35 years as an advisor, Kevin has taken a particular interest in helping those who make their living in the “You’re On Your Own” (YOYO) economy — sole proprietors and other small business owners without finance or HR departments to help plan their financial futures, along with employees changing jobs who have to realign their retirement plans to suit new employer benefit packages. Before joining the team at Charles Stephen, Kevin headed his own financial advising firm, which gave him unique insight into the opportunities and challenges facing business owners. A native of Roswell, Kevin graduated with a degree in finance from the University of New Mexico. He and his wife raised their three sons in Albuquerque. Kevin enjoys drumming, cycling, learning Spanish and helping the UNM Foundation raise money for the Presidential Scholar program which helped him attend UNM.

Find out more about Kevin and his approach to financial planning here.

LICENSES AND CERTIFICATIONS

• Chartered Life Underwriter®
• Chartered Financial Consultant®
• Series 6 Investment Company and Variable Contracts Products Representative
• Series 7 General Securities Registered Representative
• Series 63 Uniformed Securities Agent State Law

Jonathan has more than 15 years of financial industry experience. Originally from Oklahoma, he has worked for top financial companies such as Wells Fargo and Edward Jones in Arkansas and California. He moved to New Mexico for his love of the mountains and also to carry on his passion for developing loyal, long term client relationships to help clients achieve their financial goals. He has a Bachelor of Business Administration in Marketing from the University of Oklahoma. In his spare time, Jonathan enjoys being outdoors. His top three favorite activities are backpacking, fly fishing, and snowboarding. Thanks to his roots, he is a lifetime devoted OU Boomer Sooner college football fan!

LICENSES AND CERTIFICATIONS

• Behavioral Financial Advisor™
• Series 7 General Securities Registered Representative
• Series 66 Uniform Combined State Law License
• Life, Health and Disability Insurance

AWARDS AND CITATIONS

• Edward Jones Spirit of Partnership Award, 2013, 2014 and 2015
• Edward Jones Client Development Award, 2015
• Ted Jones Entrepreneurial Achievement Award, 2016

Lea is a Senior Relationship Manager at Charles Stephen, responsible for supporting qualified group plan clients, enrolling and educating participants about retirement plans and advising plan trustees on their fiduciary obligations. 

LICENSES AND CERTIFICATIONS

• Series 6 Investment Company and Variable Contracts Products Representative
• Series 63 Uniform Securities Agent
• Certified Retirement Counselor®
• Certified Plan Fiduciary Advisor®
• National Association of Plan Advisors Environment, Social and Governance 401(k) Advisors Certificate

Cynthia is originally from New York and brings over 30 years of experience to Charles Stephen. From major financial corporations such as Morgan Stanley and Thornburg Investment Management to independent financial advisor companies, she has done it all. Her favorite parts about working in the financial industry are the relationships she develops with clients and helping them form their desired financial life. She is currently working on the Series 7 (General Securities) and taking classes at Central New Mexico to finish her degree in Business. Cynthia’s other passion is theater.  In the past ten years she has performed on some of New Mexico’s most prestigious stages as well as stage-managed for numerous productions.  Being a stage manager is her preference because you can step back and see the results of your labor. For relaxation, she enjoys spending time with her family, quilting, and volunteering at numerous non-profits.

Taylor graduated from New Mexico State University in 2017, and soon after he wrote a letter to Charles Stephen proclaiming his interest for the financial industry. He has grown from an intern to a member of our Client Services Team. In addition to assisting the advisors, Taylor often provides technical support for the internal software systems we use and manage client online account issues. Taylor shares that working at Charles Stephen provides him with ongoing learning opportunities. His life outside the office revolves around his three dogs, numerous crafting projects and a new home. 

LICENSES AND CERTIFICATIONS

• Financial Paraplanner Qualified Professional®
• National Association of Plan Advisors Introduction to Retirement Plans Certificate

Brendon joined Charles Stephen in 2021 as a member of our client service team. He has plans to become a financial advisor one day, and in the mean time dedicates himself to helping clients in any way possible.

LICENSES AND CERTIFICATIONS

• Financial Paraplanner Qualified Professional®
• Chartered Retirement Plans Specialist™
• National Association of Retirement Plans Introduction to Retiremen Plans Certificate

Sarah plays an active role in the planning and implementation of business practices which include organizational development, corporate giving and advancing the client experience. Additionally, she curates social media content and is involved in the planning of educational events for Charles Stephen’s clients. Sarah brings over ten years of experience in project management, business development, social media, community engagement, and marketing expertise to the team at Charles Stephen. Prior to joining Charles Stephen, Sarah served as the Development Director for the Ronald McDonald House Charities of New Mexico, worked as a consultant focused on programming and fundraising for nonprofit organizations, and was a Retail Buyer for Fortune 500 companies. She holds a Bachelor’s of Science from the University of Arizona. Sarah is an active community member, serving in multiple volunteer leadership roles for local nonprofit organizations.

Patty has extensive experience in the financial industry in client services and records management. At Charles Stephen she makes sure that our client records meet the highest levels of accuracy and compliance with ever-evolving federal securities standards and regulations. Before joining Charles Stephen, Patty held positions at other financial planning firms in Albuquerque. She and her husband, Steve, have five children and four lively grandchildren.

Mark creates all external communications for Charles Stephen clients. He writes, designs and publishes our weekly newsletter, FirstThing, and also produces and hosts our seasonal podcast The Plan. Before joining Charles Stephen Mark had a long career in advertising and worked in entertainment and education.